Tips to prevent check fraud

 

As the holidays approach, check fraud is on the rise. Criminals often target mailed checks, altering or stealing them to access your funds. They steal checks, “wash” them using chemicals to alter amounts or payees and then cash or deposit them, putting your money at risk. Here’s how you can send checks safely:

Tips to Prevent Check Fraud:

• Use Secure Mailing Practices: Drop checks inside your local Post Office, not in outdoor mailboxes.
• Retrieve Mail Promptly: Don’t leave mail in your mailbox overnight.
• Use Indelible Ink: Write checks with permanent black ink to make alterations harder.
• Avoid Extra Details: Never include personal information like Social Security numbers or phone numbers on checks.
• Monitor Your Accounts: Regularly review your bank statements and paid check images for unauthorized changes.

Consider Safer Alternatives:

• Use Bill Pay – Schedule payments directly through Range Bank's secure digital platform to avoid mailing checks
• Setup ACH Transfers – Send funds electronically using Automated Clearing House (ACH) for recurring or one-time payments
• Enroll in Person-to-Person Payments – Use trusted services to send money quickly to people you trust
• Utilize Debit Card or Credit Card Payments – Pay merchants directly without exposing account details on a paper check

If you suspect check fraud:

• Contact Range Bank immediately and request copies of any fraudulent checks.
• Report the incident to your local police and the U.S. Postal Inspection Service at https://www.uspis.gov/report.