Bank when it’s convenient for you. There is no charge for this service, and it’s easy to register for Mobile Deposit. Simply log into the most recent version of our Mobile Banking app and complete the self-registration process by selecting “Mobile Deposit” from the menu. Once your registration is approved you can launch the app and Snap, Click and Deposit! Your deposits will normally post by the next business day.
We recommend that you place your mobile deposited checks in a designated envelope until they have posted to your account. This will help prevent you from depositing them twice. Once the deposit appears in your transaction history, we encourage you to shred and discard the check.
We recommend that you place your mobile deposited checks in a designated envelope until they have posted to your account. This will help prevent you from depositing them twice. Once the deposit appears in your transaction history, we encourage you to shred and discard the check.
Please note: You will need to have an online banking login in order to use the Range Bank app and other mobile services. To enroll, click on the "Enroll" link above, visit any office or contact us.
Some helpful Mobile Deposit tips and tricks:
- Endorse and write “For Mobile Deposit Only” on the back of your check on one line
- Place the check on a contrasting surface
- Make sure the check is clearly visible – no other objects can interfere
- All four corners of the check must be visible
- Be sure your camera has a chance to focus to avoid a blurry image
- Our current standard daily deposit limit is $1,500.00
Mobile Deposit FAQ
Who is eligible to use Mobile Deposit?
To be eligible for Mobile Deposit, you must:
- Be a current Range Bank customer with an active checking or savings account;
- Have the most recent version of the Range Bank app downloaded on your device;
- Be a customer in good standing;
- Read and accept the Mobile Deposit Terms & Conditions.
If I am a business, can I sign up for Mobile Deposit?
Yes, Mobile Deposit is available for personal and business accounts.
How do I request Mobile Deposit?
Each app user must complete the self-registration process located in the app.
May I enroll more than one account for Mobile Deposit?
Yes. You may enroll any checking and/or savings accounts you currently view on your online banking as long as the accounts qualify.
Are there limits for deposits made through Mobile Deposit?
Yes. Standard Mobile Deposit limits are:
• 5 checks per day, a maximum of $1,500 per day
• 15 checks per month, a maximum of $3,000 per month
• Increased limits are available upon request and approval.
Do I need a deposit slip to make a deposit through Mobile Deposit?
No. We will use what is called an electronic deposit slip to post the deposit to your account. You will only need to take a picture of the front and back of your check being deposited.
Should I endorse my check before taking a picture?
Yes. Your signature should be on the back of the check with "For Mobile Deposit Only” written underneath on one line.
What do I do with the check after I deposit it through Mobile Deposit?
Once a check has been credited to your account, you should retain the check for 14 days after the date of the image transmission. This provides sufficient time if there is an issue with the image quality or if the original item is required for any reason. After that 14 day period destroy it by cross-cut shredding or another commercially acceptable means of destruction to ensure they are not accidentally deposited again.
When will funds be made available to me from deposits made by Mobile Deposit?
If a deposit is received and accepted before 5 pm EST on a business day we are open, we consider that day to be the day of your deposit. Provisional credit is not granted for Mobile Deposits. Otherwise, we will consider that the deposit was made on the next business day we are open. Business day is every Monday through Friday, excluding federal holidays.
Note: Range Bank’s standard hold policies apply to all checks deposited through Mobile Deposit.
Are there any fees associated with using Mobile Deposit?
No. There are no fees or charges assessed by Range Bank for you to enroll in or use the Mobile Deposit service, however the normal schedule of fees still applies. Connectivity, data usage and text messaging rates may apply. Contact your wireless provider for details.
If I discover I've entered an incorrect amount for a deposited check, should I try to re-deposit the check?
No. The system reads the dollar amount written on the front of the check and corrects the amount; sending an email notification back to you.
I selected the wrong account for deposit. What should I do?
You can perform a funds transfer between your Range Bank deposit accounts and the funds will be available immediately.
The check I deposited was returned. Can I rescan the check?
No, you cannot rescan the returned check. Your account may be assessed a returned item fee and you will receive a copy of the deposited item. It is best to get a new check to deposit to avoid any further delays.
What type of checks can I deposit with Mobile Deposit?
Checks made payable to you and drawn on a bank within the United States can be deposited through Mobile Deposit. Money orders and travelers checks are not able to be deposited using Mobile Deposit. Also, some business size checks may not work with Mobile Deposit.
Ready to try Mobile Deposit? Login to your App and click and register today!