Rates For Various Interest Bearing Deposit Accounts
Effective as of March 04, 2010
| |
| |
| Type of Account |
Annual Percentage Yield |
Compounded
and
Paid |
Simple
Interest Rate |
Minimum
to Obtain APY |
Minimun
to
Open Account |
| Super Now |
.25% |
Monthly |
.25% |
|
$500 |
| Money Market |
.50% |
Monthly |
.50% |
|
$1,000 |
Money Market Plus
Base rate less 75 basis points
Base rate less 50 basis points
Base rate less 25 basis points
Base rate
|
.25%
.75%
.85%
1.00%
1.25% |
Monthly
Monthly
Monthly
Monthly
Monthly |
.25%
.75%
.85%
1.00%
1.24% |
$0 - $9,999
$10,000-$25,000
$25,000-$50,000
$50,000-$75,000
Over $75,000 |
$10,000 |
| Statement Savings/Christmas
Club |
.25% |
Quarterly |
.25% |
|
$50 |
| Health Savings
Account |
.25% |
Monthly |
.25% |
N/A |
$50 |
Commercial Savings Plus
Base rate less 150 basis points
Base rate less 100 basis points
Base rate less 50 basis points
Base rate |
0.25%
0.50%
0.75%
0.85%
1.00%
|
Monthly
Monthly
Monthly
Monthly
Monthly |
0.25%
0.50%
0.75%
0.85%1.00% |
$0 - $9,999
$10,000-$50,000
$50,000-$75,000
$75,000-$100,000
Over $100,000
|
$10,000 |
| Range
Advantage Checking |
0.25%
0.50%
0.75%
0.85%
1.00% |
Monthly
Monthly
Monthly
Monthly
Monthly
|
0.25%
0.50%
0.75%
0.85%
1.00% |
$0 - $2,499
$2,500-$10,000
$10,000-$25,000
$25,000-$50,000
Over $50,000 |
$100 |
|
|
| |
For variable
rate accounts your rate may change after account is
opened. Fees could reduce earnings on the account. |
|
| |
| Type
of Account |
Annual
Percentage Yield |
Compounded
and Paid |
Simple
Interest Rate |
Minimum
to Obtain APY |
Minimun
to
Open Account |
| Commercial Checking Earnings Credit |
.25% |
Monthly |
.25% |
|
|
|
|
| |
|
|
| |
INTEREST RATES FOR CERTIFICATES OF DEPOSITS
|
|
| |
| Certificate of Deposit Term |
Annual Percentage Yield |
Simple Interest Rate |
Minimum |
Special
7 month
15 month
25 month 1 option |
1.35%
1.85%
2.25% |
1.34%
1.84%
2.23% |
$2,500
|
30 DAY |
.25% |
.25% |
$5000 |
91 DAY |
.50% |
.50% |
$2500 |
182 DAY |
.75% |
.75% |
$2500 |
9 MONTH |
.85% |
.85% |
$2500 |
12 MONTH |
1.25% |
1.24% |
$1000 |
18 MONTH |
1.35% |
1.34% |
$1000 |
24 MONTH |
2.00% |
1.99% |
$1000 |
STEP-UP CD |
2.25% |
1.40%, 1.95%, 2.25%,
3.25% |
$2,500 |
30 MONTH |
2.25% |
2.23% |
$1000 |
36 MONTH |
2.50% |
2.48% |
$1000 |
48 MONTH |
3.00% |
2.97% |
$1000 |
60 MONTH |
3.25% |
3.21% |
$1000 |
|
|
| |
Certificates
may be issued for terms other than listed above. Interest
for certificates issued for terms other than listed will
be paid at the rate for the nearest lower term. The Annual
Percentage Yield on all Time Certificates is figured
on a compounding quarterly basis for a 12- month period
of time. This yield will fluctuate when compounding at
a different interval or for any lesser time. Penalty
may or will be imposed for early withdrawal.
CD rates are valid for customers investing $100,000 or
less. Rate quotes for CDs over $100,000 must be
authorized by Kenneth Palmer, Roxanne Daust or Bob
Martin. |
|
| |
|
|
| |
*Rates
are subject to change without prior notice |
|
| |
*Rates
are good for customers within the bank's market area
only |
|
| |
|
|
| |
| Canadian Rate Exchange |
Bank Buys Canadian From Customer:
84% |
Bank Sells Canadian To Customer:
110% |
|
|
| |
***APPROVAL
FROM ROXANNE OR BOB FOR EXCHANGES OF $500 OR MORE*** |
|
|
|